¹Based on per Trip Adult Premium for travel in Asean countries for period of 1-3 days.

²We will automatically extend the period of insurance without any additional premium for up to 14 days, in the event that you are hospitalised or quarantined overseas as advised by a Medical Practitioner or if the public conveyance in which you are travelling is delayed through no act or omission of yours, with the result that your trip is not completed when the period of insurance expires.

³a) We will cover the Insured Person for all Trips made by him/her during the Period of Insurance.
b) The cover for each Trip commences from the time an Insured Person leaves his/her place of residence or business to proceed directly to the place of embarkment in Singapore to commence travel to the intended destination(s) and such cover terminates on whichever of the following is the first to occur:
i) Upon the expiry of the Period of Insurance; or
ii) Upon his/her return to his/her place of residence or business in Singapore upon completion of the planned Trip; or
iii) Three (3) hours after his/her arrival in Singapore upon completion of the planned Trip, subject always to a maximum duration of 90 consecutive days for each such Trip.

⁴Please refer to Policy Contract for the precise terms on Medical Expenses and Hospital Visitation.

There are certain conditions whereby the benefits under the plan will not be payable.These are stated as exclusions in the policy contract. You are advised to read the policy contract for the full list of exclusions.

Information herein is for general information only and is not a contract of insurance. The precise Terms, Conditions and exclusions of this plan are specified in the Policy Contract.

⁵Terms and Conditions: Free 3 months $5,000 Personal Accident Insurance Policy Promotion
1. Promotion is valid from 31 December 2009 to 31 December 2010.
2. Free cover of Personal Accident Insurance policy is underwritten by NTUC Income and only applicable to individual policyholders who purchase Travel Insurance (Annual Plans only) Policies (hereinafter referred to as Policy). The Policy must be purchased via FairPrice Plus hotline at 1800 820 2020; online at www.fairpriceplus.com or Fairprice Plus mail-in application form.
3. NTUC Income's maximum liability for each Insured person in respect of one or more Accidents or occurrences shall not exceed the limits of the sum Insured of $5,000 for Accidental Death Benefit and Permanent Disablement. The free cover is only applicable for customers who are below the age of 65 years old at their last birthday.
4. Coverage of the Free Personal Accident Insurance Policy shall commence from the same effective date as the Travel Insurance Policy and expire 3 months from the Effective Date of the Policy, subject to the terms, conditions and exclusions of the Policy. For full details, customer should refer to the policy documents which they will receive.
5. Promotion is given on the condition that any policy issued during the promotion period is not terminated, cancelled or voided for any reason.
6. Promotion is not exchangeable for cash or in kind and are non-transferable.
7. NTUC Income reserves the right to replace the promotion with an item of similar value at its discretion without prior notice to policyholder.
8. NTUC Income reserves the right to change the Terms and Conditions of this promotion without prior notice to policyholder.

⁶Terms and Conditions: FairPrice Plus Additional 3x LinkPoints Promotion
1. Promotion is valid from 31 December 2009 to 31 December 2010.
2. Promotion is applicable to individual policyholders who purchase Travel Insurance Policies (hereinafter referred to as Policy). The Policy :
a. must be purchased via FairPrice Plus hotline at 1800 820 2020; online at www.fairpriceplus.com or Fairprice Plus mail-in application form ; and
b. premium must be paid by FairPrice Plus credit card, FairPrice Plus debit card, Uplus credit card or Uplus debit card.
3. LinkPoints awarded for this promotion is based on the net premium payable after discount and it includes Goods and Services Tax (GST).
4. LinkPoints awarded are pro-rated according to the amount of premium paid.
5.LinkPoints will be awarded to Individual Policyholder's LinkPoints account and LinkPoints account must be registered under the same NRIC/FIN/passport.
6. Policyholder's LinkPoints account must be active at point of LinkPoints issuance.
7. LinkPoints will be credited to policyholder's LinkPoint account within 6 to 8 weeks from the date the premium amount is received in full.
8. LinkPoints are not exchangeable for cash or in kind and are non-transferable.
9. Redemption and usage of LinkPoints are subject to the Terms and Conditions stipulated by NTUC Link Pte. Ltd. Details are available at .
10. LinkPoints are given on the condition that any policy issued during the promotion period is not terminated, cancelled or voided for any reason, otherwise the policyholder will have to reimburse an amount equal to the value of the LinkPoints to NTUC Income.
11. NTUC Income reserves the right to change or replace the issuance of LinkPoints with an item of similar value at its discretion without prior notice to policyholder.
12. Under no circumstances shall NTUC Income be liable to policyholder or any party, whether in contract or tort (including negligence) or otherwise, for any liabilities, losses and damages, claims, costs and expenses (including any special or consequential damages or losses) in connection with, related to or resulting from the use of LinkPoints. 13. NTUC Income reserves the right to change the Terms and Conditions of this promotion without prior notice to policyholder.

⁷FairPrice Plus Protect Free Sandwich Maker Promotion
1. The qualifying period for the Free Sandwich Maker Promotion (hereinafter referred to as “Promotion”) is from 1 July 2010 to 30 September 2010, limited to the first 600 customers, or whilst stock last, whichever is earlier. The Sandwich Maker will be allocated on a first-come-first-served basis.
2. Qualifying policies for this Promotion are Travel Insurance (per trip and annual plans), Home Insurance, Foreign Maid Insurance and Personal Accident Infectious Disease policies issued by NTUC Income (each hereinafter referred to as “Policy”). The Policy must be purchased via FairPrice Plus hotline at 1800 820 2020 or online at www.fairpriceplus.com.
3. Promotion is applicable to new applications only. Renewal of existing policies or subsequent endorsements during the Promotion period will not be eligible for the Sandwich Maker.
4. All applications must be submitted and received by NTUC Income within the promotion period and the Policy must be issued and the first premium paid in full by 15 October 2010 in order to be eligible for the Sandwich Maker.
5. Every Policyholder is entitled to one Sandwich Maker for each policy approved with premium of more than $80 (including GST).
6.  The Sandwich Maker is given on the condition that any Policy issued during the promotion period must not be terminated, cancelled or voided for any reason whatsoever within 6 months from the policy issue date. Otherwise, the policyholder will have to reimburse the sum of $23.90 to NTUC Income being the value of the Sandwich Maker.
7. The Sandwich Maker is not exchangeable for cash or in kind.
8. Redemption letters will be mailed to all eligible Policyholders between the period of 30 July to 30 October 2010.
9. NTUC Income/ FairPrice Plus reserve the right to replace the Sandwich Maker with an item of similar value at any time without prior notice.
10. NTUC Income/ FairPrice Plus shall not be liable to any Policyholder or any party, whether in contract or tort (including negligence) or otherwise, for any liabilities, losses and damages, claims costs and expenses or for any special or consequential damages or losses in connection with, related to or resulting from the use of the Sandwich Maker or the replacement item.
11. NTUC Income/ FairPrice Plus shall not be responsible for the merchantability, quality or the fitness for any purpose or any other aspects of the Sandwich Maker or the replacement item.
12. NTUC Income/ FairPrice Plus reserve the right to change the terms and conditions of this promotion without any prior notice to the policyholder.

⁸NTUC Income Monthly Lucky Draw – FairPrice Plus Customers Only Mechanics of Draw (include rules and regulations):
1. The qualifying period for the monthly Lucky Draw is from 1 July 2010 to 30 September 2010.
2. The Monthly Lucky Draw prize is $1000 NTUC FairPrice Gift Vouchers (each hereinafter referred to as “Vouchers”).
3. Qualifying policies for this Lucky Draw are Motor Insurance, Travel Insurance (per trip and annual plans), Home Insurance, Foreign Maid Insurance and Personal Accident Infectious Disease policies issued by NTUC Income (each hereinafter referred to as “Policy”). The Policy must be purchased via FairPrice Plus hotline at 1800 820 2020 or online at www.fairpriceplus.com
4. The draw is open to all NTUC Income Policyholders who are Singaporeans and Permanent Residents of Singapore aged 18 years and above. Staff, Financial consultants & Insurance advisors of NTUC Income, NTUC FairPrice and OCBC are not eligible to participate in this draw.
5. Each participant will be accorded one draw chance for every Policy purchased with full payment received during the promotion period.
6. The 3 monthly draws will be conducted on 20 August, 20 September and 20 October 2010 in public by a manager of NTUC Income and witnessed by one internal auditor. If the 1st winner drawn does not meet the eligibility criteria, NTUC Income reserves the right to pick another winner who meets the eligibility criteria.
7. Non-winners from the 1st and 2nd draw will be rolled over to the subsequent draw(s).
8. The winners will be notified in writing by ordinary post.
9. Winners must claim their prize at the place as notified by NTUC Income within two (2) months of the date of written notification unless otherwise stated, failing which the prize will be donated to charity without liability to NTUC Income. Winners must produce the original notification letter and proof of identification (NRIC/Fin/Passport).
10. Vouchers are not exchangeable for cash or in kind and are non-transferable.
11. Redemption and usage of Vouchers are subject to the “Terms and Conditions” stipulated by NTUC FairPrice.
12. Vouchers are given on the condition that any Policy issued during the promotion period is not terminated, cancelled or voided before, during or after the draw for any reason, or cancelled within 6 months from the policy issue date, otherwise the policyholder will have to reimburse an amount equal to the value of the Vouchers to NTUC Income.
13. NTUC Income reserves the right to replace the Vouchers with any item of similar value at its discretion without prior notice to policyholders.
14. Under no circumstances shall NTUC Income be liable to any policyholder or any party, whether in contract or tort (including negligence) or otherwise, for any liabilities, losses and damages, claims, costs and expenses (including any special or consequential damages or losses) in connection with, related to or resulting from the use of Vouchers.
15. NTUC Income reserves the sole and absolute discretion to exclude from the lucky draw any participant who is an undischarged bankrupt at the date of the draw.
16. The organisers are not responsible for any communication failure.  The decision of the organisers is final and no correspondence will be entertained.
17. NTUC Income reserves the right to change the Terms and Conditions of this promotion without prior notice to policyholders.
These terms and conditions shall be governed by the laws of Singapore and the participants shall irrevocably submit to the non-exclusive jurisdiction of the courts of Singapore. A person who is not a party to any agreement governed by these terms and conditions shall have no right under the Contracts (Rights of Third Parties) Act (Cap 53B) to enforce any of these terms and conditions.

Disclaimer
All insurance products are underwritten by NTUC Income Insurance Cooperative Limited UEN. No.S97CS0162D. Insurance products distributed through FairPrice Plus herein are products of NTUC Income and are governed by contracts entered into between the policyholder and NTUC Income, and not with NTUC FairPriceCo-operative Limited or OCBC Bank. Insurance products are not bank deposits or obligations of, or guaranteed by OCBCBank. No representation or warranty whatsoever (including without limitation any representation or warranty as to accuracy, usefulness, adequacy, timeliness or completeness) in respect of any information (including without limitation any statement, figures, opinion, view or estimate) provided herein is given by FairPrice Plus, NTUC FairPrice Co-operative Limited or OCBC Bank and it should not be relied upon as such. FairPrice Plus, NTUC FairPrice Co-operative Limited and OCBC Bank do not undertake an obligation to update the information or to correct any inaccuracy that may become apparent at a later time. All information presented is subject to change without notice. FairPrice Plus, NTUC FairPrice Co-operative Limited and OCBC Bank shall not be responsible or liable for any loss or damage whatsoever arising directly or indirectly howsoever in connection with or as a result of any person acting on any information provided herein.

All information provided on this page is correct as of 1 September 2010.