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FairPrice Plus Credit Card Fees and Charges
  FairPrice Plus Credit Card
Summary of Key Fees and Charges

Minimum monthly payment

 

3% of statement balance (or S$50, whichever is greater) plus any amount that is overdue and/or exceeds your credit limit.

Interest Charges
 

If full payment is not credited by stated due date, a 2% per month (24% p.a.) interest will be charged on a daily basis on all transactions in both the ecurrent statement as well as next month's statement from the transaction date until the date full payment is credited.

Annual fee
 

S$18 will be charged on each anniversary of your card account (unless the card account is closed).

 

Annual fee waived with S$600 spent per annum OR roughly S$30 per month (signature based transactions only).

 

Annual fee is wavied for FairPrice Plus Supplementary Credit Card.

Cash advance fee
 

5% of the amount withdrawn plus interest charge of 2% per month (24%p.a.) on the amount withdrawn (calculated on a daily basis from date of withdrawal until full repayment).

Late payment fee
 

S$40 (if minimum payment is received after statement date).

Returned Cheque / failed GIRO
 

S$20 per occasion.

APR
 

24% p.a. (No minimum interest amount)

Excess fee
 

4.75% + Prime (No minimum amount)

Card replacement
 

S$20 per card

Credit refund
 

S$5

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FairPrice Plus is a collaboration between NTUC FairPrice Co-operative Limited and Oversea-Chinese Banking Corporation Limited. All banking products and services, unless otherwise stated, are provided by Oversea-Chinese Banking Corporation Limited for FairPrice Plus.